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(i) The range of retail banking solutions and retail banking items offered via digital supply devices and other supply methods;
In case the Board gets a community comment before the shut day of a financial institution's CRA examination, the general public comment will likely be viewed as in connection with that CRA evaluation.
(v) To acquire ownership or Charge of shares or all or significantly each of the property of the personal savings Affiliation, to cause a cost savings association to become a subsidiary of a discounts and loan holding business, or to merge or consolidate a financial savings and loan holding firm with any other financial savings and loan holding organization inside a transaction that needs acceptance below portion 10 of the house Proprietors' Loan Act (twelve U.S.C. 1467a).
In considering CRA general performance in an software described in paragraph (a) of this portion, the Board can take into consideration any views expressed by fascinated functions which might be submitted in accordance While using the Board's Rules of Course of action set forth in 12 CFR part 262.
The Nationwide Asset-Primarily based Local community Growth Financing Benchmark measures the greenback volume of Neighborhood enhancement loans and Neighborhood advancement investments that gain or serve all or part of the nationwide place of all depository institutions that noted pursuant to § 228.
If an intermediate lender opts to generally be evaluated pursuant to your Group Growth Financing Examination in § 228.24, the Board evaluates the intermediate bank for your analysis interval preceding the lender's subsequent CRA assessment pursuant to the Neighborhood Progress Funding Exam in § 228.24 and continues evaluations pursuant to this performance check for subsequent analysis periods right up until the lender opts out.
Matter on the geographic needs in paragraph (b) of the segment, a substantial financial institution need to delineate, for a selected calendar 12 months, a retail lending evaluation place in any MSA or within the nonmetropolitan location of any Condition where it originated:
A lender could submit additional information and facts to your Board on a private foundation, though the objectives said from the program must be sufficiently unique to empower the general public and also the Board to guage the merits of the plan.
(A) A bank may perhaps specify yearly measurable targets for more info Group progress loans, community growth investments, or the two. The lender ought to foundation any yearly measurable plans like a proportion or ratio from the bank's Neighborhood improvement loans and Neighborhood development investments for all or sure different types of community progress described in § 228.
) Any rise in the calendar year to an existing Group development loan which is refinanced or renewed or to an existing Group enhancement investment decision which is renewed;
네이버가 없었다면, 오늘날 우리는 정보를 얻고 소통하는 데 있어 엄청난 불편함을 겪었을 것입니다.
The Board evaluates a limited intent lender's Local community advancement funding efficiency during the nationwide region, pursuant to § 228.19, and assigns a conclusion to the institution based upon the Board's thing to consider of the following two elements: